What you do
You photograph something you own, write a short listing and set a price. A
listing can hold up to 12 photos.
When it sells, you pack it and post it. You have three business days to get the
package to the carrier.
Listing costs nothing. You only pay when something sells.
What it pays
Mercari keeps 10% of the sale. A second Mercari page says the same, and
says it is charged only when an item sells.
That 10% is taken on the item price plus any shipping the buyer paid. There
is no separate payment processing fee for you.
You may price an item from $1 to $2,000. So one sale can leave you with
about $0.90 or about $1,800.
Neither number is a wage. We read the Mercari pages on fees, payouts, taxes and
listing. None says what a typical seller earns, per sale, per week or per month.
We are not going to make one up.
The number that catches people
Shipping is where small sales die.
If you offer free shipping, the label cost comes out of your money. The
cheapest label Mercari publishes is $5.39, for a quarter-pound package.
The same help page still shows an older table with lower prices.
So a $5 item with free shipping earns you $4.50 after the fee, then loses
$5.39 to the label. You paid to give it away.
You choose at listing time whether you or the buyer pays shipping. On
cheap items, that choice is the whole profit.
When you actually get the money
Not when it sells. You are paid after the buyer rates you. They have 72
hours from delivery to do it. If they never do, Mercari rates it 5 stars for
them after three days.
Then a bank transfer takes about 5 to 7 business days and is free.
Faster payment costs a flat $3, is capped at $600 a month, and only
works inside the phone app.
A transfer that bounces costs you $2.
Who this fits
This fits you if you have things in the house you do not want.
It fits if you cannot leave home much. It is done from a phone, though you do
need to get parcels to a carrier.
It fits if you want to start with no money. Listing is free.
It fits if you would rather do small bursts of work than fixed hours.
Who should skip this
Skip this if you cannot pack and post things reliably within three business
days.
Skip it if your items are cheap and light. Fees plus shipping can leave you with
nothing.
Skip it if you need money fast. You wait for delivery, then for a rating, then
for a transfer.
Skip it if you are under 18. A 13 to 17 year old can only sell through an
account held by a parent or guardian.
Skip it if you sell high value items and will not verify your identity. Above
$2,000 needs authentication and extra ID checks.
How to start, step by step
- Check your age. You must be 18, or the age of majority where you live.
- Weigh the item before you list it. The weight decides the label price.
- Decide who pays shipping, and write the price around that.
- Take clear photos. You get up to 12.
- List it. It costs nothing.
- When it sells, post it within three business days.
- Wait for the rating, then move the money to your bank.
Before you pay anyone: Mercari never charges you to list. Keep every message and payment inside the app, because moving a deal off the platform removes its protection.
Your first week
Day 1. Pick five things, and weigh every one of them. This is the step people
skip, and it is the one that decides whether you make money.
Day 2. Look up the label cost for the heaviest one. Compare it to the price you
were going to ask.
Day 3. List three items. Make one of them buyer-paid shipping and one
seller-paid, so you can see the difference in what sells.
Day 4. Pack a box before anything sells. Knowing you can hit the three day
window matters more than speed.
Day 5. Work out your real profit on the first sale. Sale price, minus 10%,
minus the label if you paid it, minus tape and boxes.
A scale is the one that pays for itself. Guessing a package’s weight is how you
end up paying the carrier’s extra charge.
- A smartphone with the Mercari app You list by taking photos, and the fast payout only works inside the latest version of the app. The website alone will not get you paid in thirty minutes.
- A checking account in your own name Direct deposit is the free payout. It goes to a checking account only. One bank account can link to one Mercari account.
- A government photo ID Needed before the fast payout will turn on, and needed again if you ever list an authenticated item over $2,000.
- A kitchen or postal scale You pick the label weight yourself. Pick too low and you pay the carrier's extra charge. A scale keeps a sale from turning into a loss.
- Boxes, tape and padding The label is the only shipping cost Mercari covers. Everything you put around the item is yours to buy.
- A printer Handy but not required. Mercari labels can be shown as a QR code and printed by the carrier at drop-off. You can start without it.
The downsides
Ten percent of every sale goes to Mercari.
Shipping can eat a small sale completely.
You are paid late, and the timing is not fully in your hands.
Using your own label removes Mercari’s $200 loss and damage cover.
Mercari contradicts itself on its own site. Shipping savings appear as an
average of 54% on one page and up to 40% on another. The prepaid
label weight limit is under 50 lb on one page and up to 100 lb on
another. Check the label price for your actual parcel rather than trusting
either claim.
Tax paperwork is on you. Mercari collects a W-9 at the federal threshold
and sends a 1099-K by January 31. That form shows the gross sale, not your
profit.
Questions people ask
Does it cost anything to list? No. Listing is free, and the 10% comes out
only when something sells.
When do I get paid? After the buyer rates you, or automatically three days
after they do not. Then about 5 to 7 business days to your bank.
Is there a hold on new sellers? We found none on the Mercari pages we could
read. Mercari can limit an account or hold a payout for a review. So
we cannot say there is no hold.
Do I owe tax on this? If you cross the threshold you get a 1099-K, and it
reports the gross amount, not your profit. What you owe depends on
your own situation, so ask a tax professional. We do not give tax advice.
Sources and dates
- Mercari, help center, Fees on Mercari, checked Oct 8, 2026.
- Mercari, help center, Seller Protection, checked Oct 8, 2026.
- Mercari, help center, Fees on Mercari, checked Sep 2, 2026.
- Mercari, help center, FAQs about our new fee structure, checked Sep 2, 2026.
- Mercari, help center, Creating a Listing, checked Oct 8, 2026.
- Mercari, help center, Creating a Listing, checked Sep 2, 2026.
- Mercari, help center, Seller Protection, checked Sep 2, 2026.
- Mercari, help center, Ratings for Sellers, checked Oct 19, 2026.
- Mercari, help center, Getting paid, checked Sep 2, 2026.
- Mercari, help center, Shipping for Sellers, checked Oct 19, 2026.
- Mercari, help center, Fees on Mercari, Current 2026 Shipping Rates table (older table, still on the page 2026-10-19), checked Oct 19, 2026.
- Mercari, help center, How It Works, checked Sep 2, 2026.
- Mercari, help center, Shipping for Sellers, checked Sep 2, 2026.
- Mercari, help center, Minors policy, checked Sep 2, 2026.
- Mercari, help center, Getting Paid, checked Sep 2, 2026.
- Mercari, help center, Helpful Income Tax Information for Sellers, checked Sep 2, 2026.
- Mercari, help center, Getting paid (also reached from the Why is my payout on hold article), checked Oct 8, 2026.
- Mercari, help center, How to access my Gross Sales Report, checked Oct 8, 2026.
- IRS, IRS, Understanding your Form 1099-K, checked Oct 8, 2026.
- Mercari, help center, How does Offer work for buyers, checked Oct 8, 2026.
- Mercari, help center, Fees on Mercari, Shipping Prices Effective 10/19/2026 table (heading: New rates, effective 10/19/2026), checked Oct 19, 2026.
- Mercari, help center, How It Works, checked Oct 8, 2026.
What we could not confirm
- On the Mercari pages we could read, we found nothing on what a typical seller earns. Mercari gives each seller a report on their own sales. So the only earnings math here is the fee math.
- Mercari gives two numbers for label savings. One page says an average of 54% off store rates. Another says up to 40%. We do not know which is right.
- Mercari gives two weight limits for prepaid labels. One page says under 50 lbs. Another says up to 100 lbs. Check the limit in the app before you list a heavy item.
- We found no waiting period for new sellers on any Mercari page we could read. Mercari can limit an account or hold money for a review. Some Mercari pages did not load for us. So we cannot rule out a hold.
- Mercari gives two times for a bank transfer. The Getting paid page says within 5 business days. Another page says 5-7 business days.
- On the Mercari pages we could read, we found nothing on how fast items sell. We also found no sell-through rate. That is the share of listings that sell. Your own sales report shows your numbers.
- The cheapest label is $5.39 for a 0.25 lb package. Heavier packages cost more. The same page still shows an older table with $4.91. Mercari says the new rates start 10/19/2026. Check the price in the app.
- Mercari's tax page says only that the IRS sets the 1099-K level. The IRS page on Form 1099-K lists the current level. A site may send a form for less than that level. If a sale would pass it and you have no W-9 on file, buyers can only make offers.
- Mercari's fee page puts the 10% fee on item price plus buyer-paid shipping. Sales tax shows up as its own line, and Mercari sends it to the state. No page says outright whether the fee skips sales tax.
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